TAILORED ARCHITECTURE
SOLUTIONS DESIGNED FOR
UNPRECEDENTED SCALE
Engineered banking infrastructure for venture-backed startups, global enterprises,
and fintech platforms that demand automated treasury, zero FX gouging, and real-time liquidity.
Schedule Demo
Compare Plans ↗
01 · VC-Backed Startups
02 · Global Cross-Border Enterprises
03 · Embedded Fintech & Platforms
SOLUTION 01 · STARTUPS
Automate Your Entire Runway
Extend runway automatically without shifting money manually across different bank accounts.
Our algorithms sweep idle operational cash into safe short-term sovereign paper daily.
Up to $5M FDIC pass-through insurance across program banks
Automated payroll reserve locks to prevent sudden cash crunches
Instant virtual cards with auto-expiring single-vendor spend rules
📷 DROP STARTUP APP / DASHBOARD IMAGE HERE
(Select box and press Ctrl + Shift + K in Figma)
📷 DROP GLOBAL MAP / INFRASTRUCTURE IMAGE HERE
(Select box and press Ctrl + Shift + K in Figma)
SOLUTION 02 · ENTERPRISES
Frictionless Multi-Currency Rails
Disburse payments in 40+ local currencies directly through local domestic clearing
networks (SEPA, ACH, Pix, Faster Payments) instead of punitive SWIFT fees.
Real-time interbank conversion rates with zero hidden spreads
Batch mass payouts via single CSV upload or high-throughput REST API
Multi-tier role permissions and mandatory dual-approval governance
SOLUTION 03 · PLATFORMS & SAAS
Launch Banking Inside Your App
White-label our complete banking stack. Issue branded cards, unique IBANs,
and payment processing accounts directly to your own end users within days.
Turnkey KYC/AML compliance engines included out of the box
Comprehensive SDKs for TypeScript, Python, Go, and React Native
Earn shared interchange revenue from every dollar swiped on your cards
THE DIFFERENCE
Legacy Banks vs. Smart Banking
CAPABILITIES & TERMS
TRADITIONAL BUSINESS BANK
SMART BANKING PLATFORM
Cross-Border Settlement Time
3 to 5 business days (SWIFT)
Instant to < 2 minutes (Domestic)
FX Markup & Conversion Fees
2.5% – 4.0% hidden markup
0% markup · Interbank mid-market
Automated Yield on Idle Cash
0.05% APY (Locked savings lockup)
Up to 5.12% APY with daily liquidity
Modern Developer API Access
Outdated SOAP / Batch FTP files
Real-time Webhooks & GraphQL API
Corporate Card Controls
Static physical cards, phone support
Unlimited virtual cards, custom rules
Find the ideal setup for your business.
Talk to our enterprise architects for a 15-minute tailored infrastructure assessment.
Talk to Sales
Enterprise onboarding in under 48 hours · Full compliance support included
TAILORED ARCHITECTURE
SOLUTIONS DESIGNED
FOR UNPRECEDENTED
SCALE
Engineered banking infrastructure for venture-backed
startups, global enterprises, and fintech platforms
demanding automated treasury & instant liquidity.
Schedule Demo
Compare Plans ↗
01 · Startups
02 · Enterprise
03 · Platforms
SOLUTION 01 · STARTUPS
Automate Your Entire
Runway
Extend runway automatically without shifting funds.
Algorithms sweep idle cash into safe yields daily.
Up to $5M FDIC pass-through program insurance
Automated payroll reserve locks against crunches
Instant virtual cards with auto-expiring rules
SOLUTION 02 · ENTERPRISES
Frictionless Multi-
Currency Rails
Disburse payments in 40+ currencies via domestic
networks (SEPA, ACH, Pix) instead of slow SWIFT.
Real-time interbank conversion rates (0% markup)
Batch mass payouts via CSV upload or REST API
Multi-tier dual-approval corporate governance
SOLUTION 03 · PLATFORMS & SAAS
Launch Banking Inside
Your App
White-label our complete banking stack. Issue cards,
virtual IBANs, and accounts directly within days.
Turnkey KYC/AML compliance engine included
SDKs for TypeScript, Python, Go, and React Native
Earn shared interchange revenue from card volume
THE DIFFERENCE
Legacy Banks vs. Smart
Settlement Speed
Legacy: 3 to 5 business days (SWIFT)
Smart: Instant to < 2 mins (Domestic)
FX Markup & Spread
Legacy: 2.5% – 4.0% hidden markup
Smart: 0% markup · Interbank mid-market
Automated Yield on Idle Cash
Legacy: 0.05% APY (Locked savings)
Smart: Up to 5.12% APY with daily liquidity
Developer API Access
Legacy: Outdated SOAP / Batch FTP files
Smart: Webhooks & GraphQL API
Corporate Card Controls
Legacy: Static physical cards only
Smart: Virtual cards with automated spend rules
Find the ideal setup
for your business.
Talk to our enterprise architects for a 15-minute tailored infrastructure assessment.
Talk to Sales
Enterprise onboarding in under 48 hours